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I don’t understand the real funeral cover they’ll return the money to me ain’t I paying for my own death how do I get my money

I’m not paying for funeral insurance i just saw the ad
Maturebate · 70-79, M
You won't get the money, your family will get the money so they can pay for your funeral.
Maturebate · 70-79, M
If you have no family or they will not /cannot pay Centrelink may pay a benefit to them.

 
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